Wealthsimple has opened a short Referral & Householding Promotion running from September 14 to September 28, 2026, according to its Help Centre. In the same check, Qtrade cash-back, TD Easy Cash, and Wealthsimple's 1% Match pages showed no material change after September 19.
The Wealthsimple Help Centre article on the Referral & Householding Promotion sets a $25 base amount for each party on a qualifying referral, with up to $75 extra for the referrer if stated deposit criteria are met. That is a two-week window, not a standing program. Household definitions, funding thresholds, vesting, and any clawbacks are controlled by the live terms on that page, not by prior Wealthsimple campaigns.
The householding element is the part most likely to matter for clients who already keep multiple accounts at one dealer or who are considering consolidating related accounts. Whether a given household qualifies is a terms question, not a planning conclusion.
Other offers tracked in this update remain published as follows:
- Wealthsimple 1% Match 2026 and Monthly Millionaire remain live on official Help Centre pages, with no confirmed extension or revision after September 19.
- Qtrade's offers page continues to list the OFFER2026 cash-back structure, described as up to $5,000 plus a $100 quick-fund component.
- TD Easy Cash is described as continuing at up to 3%, with windows cited through early 2027 and October 23 in the compiled official-page check.
Those Qtrade and TD figures and end dates should be read on the dealers' current offer pages. Promotional copy can change without a market announcement.
For Canadian investors, the distinction that matters is confirmed marketing terms versus portfolio rationale. A $25 to $100 credit does not offset transfer-out fees, foreign-exchange conversion, or the tax effects of selling in a non-registered account. Superficial-loss rules, contribution room, and locked-in or registered-plan transfer timing sit outside the promo language. This note does not recommend opening, transferring, or funding any account.
What is confirmed is the Wealthsimple window and the continued publication of the match and cash-back pages named above. What is not confirmed is any extension past September 28, any October refresh of Qtrade or TD caps, or the tax characterization of a given cash credit. Credits can be taxable or booked differently by account type; that is dealer- and fact-specific.
Primary sources for this package are Wealthsimple's Referral & Householding Promotion Help Centre article, Wealthsimple's 1% Match 2026 Help Centre page, and Qtrade's investor offers page.