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The Canada Revenue Agency’s Oct. 28 registered-plans table sets the 2028 RRSP dollar limit at $36,390, a routine annual update with no new account or taxation rules.
October 2026 CRA guidance confirms certain non-listed bare trusts must file T3 returns and Schedule 15 for years ending on or after December 31, 2026.
Mondaq's September 2026 analysis explains how beneficiary, trustee and death events can trigger separate T3 and Schedule 15 filings for Canadian bare trusts from 2026 tax years.
CRA still lists a 2026 RRSP limit of $33,810 and TFSA room of $7,000, as CFFiM asks Finance Canada to raise contribution room, delay RRIF conversion and expand qualified investments.
Royal Assent on 4 September 2026 delays the first HBP repayment to the fifth year after 2026-2028 RRSP withdrawals, while 2026 RRSP, TFSA and FHSA limits stay unchanged.
CRA restates that bare trusts need not file a T3 or Schedule 15 for 2025 and flags 2026 reporting under subsections 150(1.3) and 150(1.31).
Updated Canada Revenue Agency pages reaffirm exemptions from T3 and Schedule 15 reporting for bare trusts through taxation years ending in 2025 while flagging obligations for certain reportable arrangements from 2026 onward under Bill C-15.
