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The Canada Revenue Agency’s Oct. 28 registered-plans table sets the 2028 RRSP dollar limit at $36,390, a routine annual update with no new account or taxation rules.
CRA still lists a 2026 RRSP limit of $33,810 and TFSA room of $7,000, as CFFiM asks Finance Canada to raise contribution room, delay RRIF conversion and expand qualified investments.
Royal Assent on 4 September 2026 delays the first HBP repayment to the fifth year after 2026-2028 RRSP withdrawals, while 2026 RRSP, TFSA and FHSA limits stay unchanged.
