Canadian self-directed investors scanning fall brokerage incentives now have a new Questrade funding bonus to weigh against an unchanged TD registration cutoff and a still-modest Wealthsimple referral. The picture is source-driven and limited: Questrade has posted a time-boxed Get1000 offer, TD has not moved its Oct. 23, 2026 Easy Cash registration date, and Wealthsimple has not layered on a competing boosted cash campaign after Oct. 10.

Questrade's Get1000 offer frequently asked questions describe a tiered cash bonus of $100, $300, or $1,000, with a headline maximum of $1,000. Net funding must occur from Oct. 13 through Nov. 2, 2026. Incoming transfers that need extra processing time are described as needing to settle by Dec. 14, 2026. Eligible clients can apply the code GET1000 or opt in through the Questrade portal. Those mechanics matter more than the marketing name. Net funding typically nets deposits and inbound transfers against withdrawals over the qualifying window, so a large inbound move followed by an outbound transfer can shrink or erase the credit.

The FAQ, not a third-party summary, is the controlling document for who qualifies, which account types count, how existing clients are treated, and when any cash is paid. Investors who already planned to fund or transfer should read clawback, hold, and payout language before treating the $1,000 figure as certain.

TD Direct Investing and TD Easy Trade continue to advertise the 2026 Easy Cash Offer on TD's Easy Cash Offer page. Registration still closes Oct. 23, 2026. The promotion can pay up to 3% on registered transfers, with a stated maximum of $15,000 over two years and a two-year hold. For someone consolidating RRSPs, TFSAs, or other registered accounts at TD, the operational deadline is registration, not the later arrival of assets. Missing Oct. 23 generally means missing the offer even if a transfer completes afterward.

The hold is the feature that most distinguishes TD from a short funding contest. A two-year requirement can bind capital if the investor later wants to leave TD, split accounts across dealers, or reverse a consolidation. Transfer-out fees and delayed access to a competing bonus can outweigh the original 3% if the relationship is short-lived.

Wealthsimple has not posted a new tiered or boosted cash offer after Oct. 10. Its Referral Program page still describes a $25 credit for both the referrer and the new client, subject to a $100 external deposit within 30 days. That remains a smaller, simpler incentive than Questrade's funding tiers or TD's registered-transfer cashback. It is confirmed as stable, not as newly competitive.

What the firms' own pages currently confirm:

  • Questrade Get1000: tiers of $100, $300, or $1,000 for net funding from Oct. 13 to Nov. 2, 2026; transfers settled by Dec. 14; code GET1000 or portal opt-in.
  • TD Easy Cash Offer: register by Oct. 23, 2026; up to 3% on registered transfers; maximum $15,000 over two years; two-year hold.
  • Wealthsimple referral: $25 each side after a $100 external deposit within 30 days; no new post-Oct. 10 boost.

For Canadian investors the useful comparison is structure, not only the largest advertised dollar amount. Questrade's bonus is a short, calendar-bound net-funding window. TD's is registered-transfer cashback with a multi-year hold. Wealthsimple's is a two-sided referral with a modest deposit test. None of the cited pages changes commissions, FX conversion, product shelf, or registered-account tooling. The credits are incremental cash around account opening and asset movement.

Transfer calendars deserve more weight than headline dates. In-kind registered transfers can take weeks. Questrade's Dec. 14 settlement cutoff is therefore more relevant than Nov. 2 for anyone moving holdings from another dealer. TD's Oct. 23 date is a registration deadline, so paperwork should be in before assets are in motion. Partial or delayed transfers can miss funding tests even when the investor acted in good faith.

Tax treatment is not settled by a promotion page. Cash bonuses from Canadian brokers are often characterized as taxable income in non-registered contexts; registered-account reporting can differ. Investors should confirm how each firm books the credit and keep records. That is a documentation point, not tax, legal, or investment advice, and it is not a reason to choose a dealer solely for a bonus.

What remains unconfirmed is any extension of Get1000 past Nov. 2, any change to TD's Oct. 23 registration close, or a new Wealthsimple tiered campaign. Those would require fresh primary-page updates. Until then, Questrade's Get1000 FAQ, TD's Easy Cash Offer page, and Wealthsimple's Referral Program page are the sources of record.