Canadian discount brokerages have posted or restated several cash incentives since Aug. 22, according to official Wealthsimple and TD pages. The changes are modest, but they update the near-term numbers for investors already weighing a transfer.

Wealthsimple’s promotions site lists a Monthly Millionaire Bonus Offer for September 2026. The firm describes the promotion as invitation-based. New qualifying accounts that receive an invitation can receive a cash bonus of $5 to $25. That range appears in an Aug. 27 update on the promotion page. Because eligibility is gated by invitation, the cash amounts are confirmed for invitees only, not as a public coupon for every new client.

A separate Wealthsimple Help Centre article on earning Active Trader benefits, noted around Aug. 28, reaffirms a 3% transfer match for clients who meet Active Trader criteria. Published terms still describe a match on eligible transfers of up to $2 million, paid in 24 installments. That is a two-year payout schedule, not a lump-sum welcome bonus, and it is tied to trader status rather than simply opening an account.

TD Direct Investing and TD Easy Trade are running a 2026 Easy Cash Offer. TD’s offer page states 3% cashback on registered transfers of $2,500 or more and 1% cashback on non-registered transfers. Participants must register by Oct. 23, 2026. The same page requires assets to be held through November 2028, with cashback capped at $15,000. The registration deadline and the long hold period are what determine whether the advertised rate is actually paid.

For Canadian investors, the three programs occupy different niches.

  • Wealthsimple Monthly Millionaire Bonus Offer (September 2026): invitation-only cash of $5 to $25 for new qualifying accounts, per Wealthsimple’s promotion page.
  • TD Easy Cash Offer: 3% cashback on registered transfers of $2,500 or more and 1% on non-registered transfers, register by Oct. 23, 2026, hold through November 2028, $15,000 maximum, per TD.
  • Wealthsimple Active Trader: 3% transfer match up to $2 million, paid in 24 installments, for qualifying traders, per Wealthsimple’s Help Centre.

Registered versus non-registered treatment is the main planning distinction on the TD side. The higher 3% rate applies to registered transfers that meet the $2,500 threshold, which is the structure most relevant to moves involving accounts such as RRSPs, TFSAs, and FHSAs, subject to TD’s full eligibility list. Non-registered transfers are published at 1%. Wealthsimple’s invitation bonus is a small new-account cash credit. The Active Trader match is a larger, installment-based transfer incentive for a narrower client segment.

What is confirmed is limited to those current official pages. Whether a given household receives a Wealthsimple invitation, meets Active Trader tests, or satisfies TD’s hold and registration rules is account-specific and is not verified here.

This is not tax, legal, or investment advice. Bonus and match payments can be taxable or reported differently depending on account type and how the institution classifies them. Clawbacks, ineligible products, existing-client rules, and invitation mechanics sit in each firm’s legal terms and can change. Investors comparing offers should read the current Wealthsimple Monthly Millionaire promotion article, the TD Easy Cash Offer page, and the Active Trader Help Centre article before moving assets.